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Loyola University Maryland Athletics

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Do I need a physical before arriving on campus?

  • No. Pre-participation Physical Exams are coordinated by Loyola Sports Medicine and will be conducted on campus before any physical activity. 
  • The date of your physical varies by sport, and depends on the date of your team’s first practice.
 
How do I send my preseason paperwork to Loyola?
  • NCAA student-athletes complete medical and other athletic forms using the ARMS software system.
  • An invitation to the ARMS software system will be sent to the student-athletes' Loyola E-mail account during the summer.
  • If an invitation to join ARMS was not received, please contact your team’s coaching staff.
  • All ARMS medical forms must be completed before participation in NCAA athletics
 
If I need athletic related medical care, how does it work?
  • The Loyola certified athletic trainer assigned to your team will coordinate all medical care for athletic related injuries.
 
Does Loyola use specific medical providers?
  • Yes, LifeBridge Health and Advanced Radiology provide nearly all the medical care for Loyola’s NCAA student-athletes
 
What if my health insurance does not cover (non-emergency) services in Baltimore?
  • Please contact your insurance company and ask about guest memberships.  This can be financially advantageous for your family, and may streamline medical care.
  • Click here for more information.
 
Do I need to have health insurance to attend Loyola?  
What if I receive a bill or an EOB (Explanation of Benefits)?
  • Parents often receive bills and EOBs (explanations of benefits documents) in the mail.
  • Please forward Bills and EOBs to loyola@rcmd.com
  • Occasionally parents are asked to submit an EOB (Explanation of Benefits). These documents can often be located on the web-site of your primary insurance company.
 
Does Loyola’s secondary insurance policy cover everything?
  • No. Loyola’s secondary policy does not cover pre-existing conditions, general medical conditions, or injuries sustained outside of official team activities.
  • It is important for parents to review with students any restrictions, deductibles, or co-pays which may result from seeing a LifeBridge or other medical provider on campus for a non-athletic condition.
 
What if my insurance changes during the year?
  • Please update Loyola Sports Medicine about any changes or lapses in your insurance coverage by sending an email to sportsmed@loyola.edu.
 
Is there a policy about seeing Loyola-affiliated physicians?
  • For Loyola’s athletic department and Loyola Sports Medicine to work most effectively with our healthcare partners to provide consistent and comprehensive sports medicine care, it is required that all injured student-athletes see Head Team Physician Dr. Erica Gaertner and/or Team Orthopedic Surgeon Dr. Craig Bennett.

What if I would like a second opinion?
  • Student-athletes are welcome to have a second opinion.
  • Loyola Sports Medicine may not assume financial responsibility for services from outside medical providers.
 
Should I pay “out-of-pocket” for athletically related medical care?
  • No, not for services arranged by Loyola through LifeBridge Health and Advanced Radiology.
  • For second opinions arranged by the family with outside medical providers, the family assumes financial responsibility.
  • Before paying out-of-pocket for any medical bills which may be Loyola's responsibility or the responsibility of Loyola's secondary insurance policy, please contact Loyola Sports Medicine at (410) 617-5709 or sportsmed@loyola.edu
 
Are there any helpful links about insurance coverage at Loyola?  
What if I have additional questions about insurance and billing?
  • Please contact Loyola Sports Medicine with any questions about insurance and billing
  • (410) 617-5372 or sportsmed@loyola.edu.
 
What do I need to know about banned substances?
  • Some asthma medications and stimulant ADHD medications are banned by the NCAA and could potentially result in a positive NCAA drug test. The sports medicine staff can help determine if a medication is banned.
  • The ARMS software asks questions about banned substances. Please carefully complete these sections.
  • Student-athletes who have been prescribed a banned medication may continue to use it if they have documentation of medical necessity on file with Loyola Sports Medicine.
  • Please contact Loyola sports medicine with any questions about banned substances including prescription medication and nutritional supplements by emailing sportsmed@loyola.edu.